Free calculators and tools for UK parents, built to answer one question clearly, without a sign-up form or a sales pitch.
See what childcare will really cost you per month, after funded hours and Tax-Free Childcare.
See your household income month by month while on leave, and exactly when it drops.
See what you actually keep, and why two parents on £59,999 keep more than one on £80,000.
Project your child's savings to 18, in today's money, and the real cost of waiting to start.
Net household gain per month, day by day, after tax, childcare, and any Child Benefit charge.
Exactly how much to sacrifice to clear the £60,000, £100,000 or £125,140 cliff edges, and whether it's actually worth it.
Short, specific answers to UK childcare and parental leave questions, each checked against gov.uk and dated.
No, but your nursery can still ask. These charges have to be optional under government rules.
From the start of the next term, not the day you go back. Which term depends on your code deadline.
Yes, with extra allowances built in for income averaging and a start-up period.
The government takes back its share, £2 for every £8, and it isn't recoverable.
A window that keeps your funded place going, tied to funding block end dates, not a flat number of days.
Every guide in one place, each a single question answered plainly.
No accounts, no email capture. Just tools that work.